ÃÛÌÒÔ¼°®

The operating account for modern contractors

Simplify your banking in one tool, built for construction.

ÃÛÌÒÔ¼°® is a financial technology company, not a bank. Banking services provided by Thread Bank; Member FDIC.

No transfer fees

No monthly costs

No minimums

Trusted by leading contractors.
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Built on a secure financial foundation

Simplify your banking with an intuitive dashboard and get back to building.

Fast, white-glove onboarding

Get started within days, not months. Our team is here to help every step of the way.

Your funds are protected

Your deposits are FDIC-insured up to $3 million through our banking partner Thread Bank; Member FDIC—that’s 10x the standard coverage of $250,000.1

Personalized account management

Get support from your dedicated account manager to maximize ÃÛÌÒÔ¼°®'s capabilities for your business.

Custom user permissions

Invite your team and assign dedicated permission levels. Whether in the back office or in the field, you’re in control of what each user can see and do.

More than just a bank account

You don’t need dozens of finance tools. Manage your accounts, payments, and cards in one platform.

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Free, instant payments

Send and receive ACH payments for free, with instant access to funds.

Cards for the crew

Issue unlimited cards to staff with smart spend controls.

Easy deposits

Add funds to your ÃÛÌÒÔ¼°® account via ACH or a check from your office or job site.

Integrate your accounting system

Integrate your accounting system to automate payments and reconciliation.

Payment approved

The support I get from ÃÛÌÒÔ¼°®, I don’t think I could get from any bank. Whenever I need help, I can reach out to our account manager and I get a response within an hour!

René Ayala,
Daylight Concepts
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Accounting Integration

Automate the books

Integrate ÃÛÌÒÔ¼°® with your accounting system, to automate the full cycle from invoice creation to reconciliation.

Automate completely with

Connect to any accounting system

Authenticate via Plaid

Import via CSV

Trusted and regulated

$3M FDIC insurance for funds on deposit provided through our banking partner Thread Bank; Member FDIC.1

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Forever Free

It costs you nothing

Keep your contracting business moving forward with ÃÛÌÒÔ¼°®.